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Utang No More

Name: Utang No More
Brand: Independently published
SKU: 54321946
Price: 15.56 EUR
Availability: InStock
Author: Jelyn Davis
ISBN: 9798164529031

The Short & Easy Pocketbook Guide To Finally Become Debt Free

Jelyn Davis

Jazyk

Angličtina

Kniha Brožovaná

Libristo kód: 54321946

Nakladateľstvo Independently published, október 2026

Are you tired of the endless cycle of financial stress, avoiding collector calls, and losing sleep o... Celý popis

Libristo kód: 54321946

38 b

Pripravujeme Nové

Nové

15.56 €

Očakávané naskladnenie Naskladnenie 01. 11. 2026

Až 30 dní na vrátenie tovaru

Are you tired of the endless cycle of financial stress, avoiding collector calls, and losing sleep over unpaid bills?

Written by Jelyn Davis (affectionately known as Ate Jelay), Utang No More is a practical, step-by-step roadmap specifically designed for everyday Filipinos and OFWs who feel completely overwhelmed by debt. You don't need a degree in finance or a massive income to break free-you just need a proven plan and the willingness to change.
In this short and easy pocketbook guide, you will discover:

The Debt-Free Mindset: Why staying stuck in debt has less to do with your income and everything to do with breaking the psychological traps and cultural normalization of utang.
The Zero-Based Budget: How to easily create a budgeting system that actually works for your family, tracks every single peso, and eliminates "secret expenses" bleeding your wallet dry.
The Step-by-Step Roadmap: How to build a ₱10,000 mini emergency fund (using the clever "Freezer Method") before aggressively attacking your debt using the proven Debt Snowball Method.
Faith & Finances: Timeless, Biblical principles to shift your perspective from being a "slave to the lender" to living in true financial freedom.

Whether you are earning minimum wage or dealing with massive liabilities, this book provides the exact, real-world strategies Ate Jelay used to go from drowning in debt to achieving total financial peace.