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Study on Micro-Finance Product of MFIs Under Lucknow Province

Name: Study on Micro-Finance Product of MFIs Under Lucknow Province
Brand: LAP Lambert Academic Publishing
SKU: 15475810
Price: 44.15 EUR
Availability: InStock
Author: Vikas Kumar
ISBN: 9783659972188

Vikas Kumar

Anil Kumar Dubey

Jazyk

Angličtina

Kniha Brožovaná

Libristo kód: 15475810

Nakladateľstvo LAP Lambert Academic Publishing, november 2015

Micro-finance products are those products which are used to empowering the living standard of rural... Celý popis

Libristo kód: 15475810

108 b

44.15 €

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Micro-finance products are those products which are used to empowering the living standard of rural poor people by the micro-finance institutions. Financial products are at the heart of a financial service provider's business - they are what is "sold" to clients. Like any other business, therefore, a financial service provider must be market-driven and aim to identify and meet customers' needs on a profitable basis. MFIs are those, which provide thrift, credit and other financial services and products of very small amounts, mainly to the poor, in rural, semi-urban or urban areas for enabling them to raise their income level and improve livelihood standards. In the present investigation of two MFIs Sanchetna and Nirmaan Bharati in both the MFIs the interest rate charged by Sanchetna Financial Services Pvt. Ltd. is 15% in flat form 46 weeks and 29% in fixed form for 32 weeks but the interest rate charged by Nirmaan Bharati is 15.6% in flat form for 50 weeks in first cycle borrowers loan amount 3,200 but the interest rate charged by Nirmaan Bharati is 15.9% flat form for 50 weeks in second cycle borrowers loan amount 10,000.